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Estate Planning  |  Attorney-Designed  |  All 50 States

67% of Americans Have No Will.
Don't Leave Your Family Guessing.

Attorney-designed wills, trusts, and powers of attorney — completed online in minutes, guided by Rodney Cummings of Legacy Wealth Services.

Schedule a Free Call ↓ Start at Trust & Will ↗
✓ Attorney-designed documents ✓ State-specific and legally valid ✓ Fraction of attorney cost ✓ Done online in minutes
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Without a will, your family faces months of probate, thousands in legal fees, and zero say in who inherits.

The state decides where your assets go, who raises your children, and who makes your medical decisions — not you. A complete estate plan takes less than 20 minutes and costs a fraction of what you'd pay an attorney.

What's Included

Every Document Your Family Needs
to Be Protected

Powered by Trust & Will — the leading online estate planning platform trusted by millions of Americans. Attorney-designed, state-specific, court-admissible.

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Last Will & Testament

Specify exactly who receives your assets and appoint an executor to carry out your wishes — so nothing is left to chance.

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Revocable Living Trust

Avoid probate entirely. Transfer assets to your beneficiaries quickly and privately — without court involvement or legal delays.

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Healthcare Directive

Document your medical wishes and appoint someone you trust to make healthcare decisions if you're unable to do so yourself.

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Financial Power of Attorney

Designate someone to manage your finances, pay bills, and handle accounts if illness or injury prevents you from doing so.

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Guardian Designation

Name the person you choose to care for your minor children — so a judge never has to make that decision for you.

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Trust & Will

Attorney-designed • State-specific • Legally valid in all 50 states • Trusted by 400,000+ Americans

Visit TrustandWill.com ↗
Simple 5-Step Process

How Your Estate Plan
Comes Together

From a 15-minute call to legally valid, signed documents — here's exactly what working with Rodney looks like.

01

Free Consultation Call

Rodney learns about your assets, family situation, and goals. Takes about 15 minutes — completely free, no obligation. You'll leave knowing exactly what documents you need.

02

Document Selection

Will vs. Trust vs. both — Rodney guides your choice based on your estate size, family structure, and how quickly you want assets distributed. No legal jargon, just plain-language guidance.

03

Complete Your Plan Online

Log in to Trust & Will's guided platform and complete your documents in about 20 minutes. Step-by-step questions, no lawyer needed — state-specific and court-admissible from day one.

04

Review with Rodney

Rodney reviews your completed plan to ensure your beneficiary designations align with your life insurance policies — a critical step most estate planners skip. Misaligned beneficiaries can override your will entirely.

05

Sign & Store Your Documents

Sign your documents (notary instructions included), store them securely in Trust & Will's digital vault, and share access with your family. Your plan is legally valid and accessible the moment it's needed.

Start with a Free Call →
Rodney Cummings

"Estate planning is the one thing most people put off until it's too late. I pair Trust & Will's platform with a personal conversation to make sure your plan actually protects what you've built."

Rodney Cummings
Independent Insurance Broker  |  Oregon License #18847712
20+ Years Experience500+ Clients ServedLife Insurance Review IncludedAll 50 States
The Difference Is Clear

With a Plan vs.
Without a Plan

The consequences of doing nothing don't fall on you — they fall on your family. Here's exactly what's at stake.

Your Question ✓ With a Plan ✗ Without a Plan
Who inherits your assets ✓ The people you choose ✗ State law decides (may exclude unmarried partners)
Who raises your children ✓ Your named guardian ✗ A judge decides — possibly a stranger to your family
Who makes medical decisions ✓ Your appointed healthcare agent ✗ Hospital or court default — may conflict with your wishes
Probate required ✓ Avoidable with a trust ✗ Mandatory — 6–18 months of court proceedings
Time to distribute assets ✓ Days to weeks (with a trust) ✗ 12–18 months average in probate
Attorney / court fees ✓ Minimal — plan costs $100–$400 ✗ $3,000–$15,000+ in probate fees and attorney costs
Privacy of your estate ✓ Private — trust assets never enter public record ✗ Public probate record — anyone can see what you owned
Can be updated ✓ Yes — update anytime as life changes ✗ Nothing to update — no plan exists
Recommendation Start your plan today — takes 20 minutes Every day without a plan is a risk to your family
Get My Free 15-Minute Consultation →
Free Consultation

Schedule a Free Call with Rodney

Not sure which documents you need? Book a free 30-minute call. Rodney will review your situation and guide you to the right estate plan — at no cost, no pressure.

Start My Estate Plan at Trust & Will →

Or book your free call below:

Prefer to call? 503-832-8555  |  No-pressure conversation, always free.

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Free Guide: Estate Planning Essentials 2026

What every adult should have in place — and the costly mistakes that happen when they don't. Plain-language guide, no legal jargon.

↓ Download Free Estate Planning Guide (PDF)

Estate planning works best alongside life insurance

Your trust and life insurance policy should work together. Rodney can review both in one conversation to make sure your beneficiaries align and your family is fully protected.

Review My Life Insurance Coverage →
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Get the Free Estate Planning Checklist

We'll email you Rodney's step-by-step estate planning guide — what documents every family needs and how to protect your legacy without expensive attorney fees.

No spam. Unsubscribe anytime. Your info is never sold.

Estate Planning Questions Answered

Straight answers to what Oregon families ask Rodney most.

What is included in a complete estate plan?
A complete estate plan typically includes four core documents: (1) a Last Will & Testament — directing how your assets are distributed after death; (2) a Revocable Living Trust — allowing your estate to avoid probate and transfer assets privately; (3) a Durable Power of Attorney — naming someone to manage finances if you become incapacitated; and (4) a Healthcare Directive (Living Will + Healthcare POA) — specifying your medical wishes and naming someone to make healthcare decisions on your behalf. Through Trust & Will, Rodney can help you get all four done quickly and affordably online.
What is the difference between a will and a trust?
A will takes effect after you die and must go through probate — a court-supervised process that is public, time-consuming (often 9–18 months), and can cost 3–5% of your estate. A revocable living trust takes effect immediately, keeps your affairs private, and avoids probate entirely. Assets in a trust transfer directly to beneficiaries — often within weeks. For most families with a home or significant assets, a trust is the more efficient and protective option. A will is still needed alongside a trust to handle any assets not transferred into the trust.
When should I start estate planning?
The honest answer: now. Estate planning isn't just for the elderly or wealthy — it matters for anyone with assets, dependents, or healthcare preferences. If you own property, have children, have a spouse or partner, or have strong feelings about your medical care, you need an estate plan. Most people who put it off do so because they think it's complicated or expensive. With Trust & Will, the process takes less than an hour and costs a fraction of traditional attorney fees.
How much does estate planning cost?
Traditional estate planning through an attorney typically costs $1,500–$5,000+ for a basic will and trust package — and much more for complex estates. Through Trust & Will (the platform Rodney uses), a complete estate plan including will, trust, POA, and healthcare directive is available for a fraction of that cost, typically $200–$400. The documents are state-specific, legally valid, and reviewed by estate planning attorneys. Rodney guides you through the process at no additional charge.
What happens if I die without a will or trust (intestate)?
If you die without a will in Oregon, state intestacy laws determine what happens to your estate — not your wishes. Your assets go through probate, which is public, slow, and costly. Your property is distributed according to a fixed formula: typically to a spouse, then children, then other relatives. Unmarried partners, close friends, or non-biological family members receive nothing. If you have minor children, a court — not you — decides who raises them. Dying intestate is one of the most preventable family hardships, and it's easily avoided with even a basic estate plan.
What about my digital assets — accounts, crypto, passwords?
Digital assets are increasingly important and often overlooked. Your estate plan should address: financial accounts (bank, brokerage, retirement), digital currency or NFTs, email and social media accounts, online business assets, subscription services, and stored files or photos. A digital asset inventory and instructions for access should accompany your estate plan documents. Trust & Will includes guidance for documenting digital assets, and Rodney can walk you through what to include.
Do I still need an attorney for estate planning?
For most families with straightforward estates, a platform like Trust & Will provides attorney-drafted, state-specific documents at a fraction of the cost of a private attorney. The documents are legally valid in Oregon and reviewed by licensed attorneys. For complex situations — blended families, business ownership, large estates, special-needs beneficiaries, or significant charitable giving — a private estate planning attorney may be appropriate. Rodney can help you assess which path makes the most sense for your situation.
Can I update my estate plan after it's created?
Yes — and you should. Estate plans should be reviewed and potentially updated after major life events: marriage or divorce, birth or adoption of a child, death of a beneficiary or executor, significant change in assets, moving to a new state, or changes in tax law. With Trust & Will, updates are straightforward and much less expensive than starting over with an attorney. Rodney recommends an annual check-in to ensure your plan still reflects your wishes.

CLIENT RESULTS

Peace of Mind for Oregon Families

★★★★★

"I have known Rod for well over 30 years — he and his wife are awesome people. He helped me set up my will and trust, and when I had him look at my insurance, he saved me over $115 a month. So very thankful."

Teri Bjorkland

· Estate Planning & Insurance Review

★★★★★

"We kept putting off estate planning for years. Rodney made the process so easy — we had our will and trust done in a weekend. It feels amazing to know our family is protected."

Susan & Bill P.

Lake Oswego, OR ·

★★★★★

"After my husband passed without a will, I saw firsthand what probate does to a family. When I remarried, I made sure we did everything right this time. Rodney guided us every step of the way."

Nancy R.

Tualatin, OR ·

★★★★★

"I was expecting it to cost thousands with an attorney. Rodney showed me an attorney-designed solution for a fraction of the price. We got a revocable living trust and healthcare directive fully completed."

Frank J.

Hillsboro, OR ·

Ready to write your own success story?

A free 30-minute conversation could save you thousands — or show you money you didn't know you had.

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