See How Much You Can Save on
Payroll Taxes — In 60 Seconds
Enter your employee count and average wage below. We'll calculate your exact FICA savings using the IRS Section 125 strategy — at zero cost to your business.
Your FICA Tax Savings Calculator
Based on 30% average Section 125 election rate and 7.65% FICA rate. Actual savings vary by workforce.
How the Ignite Health Strategy Works
Three simple steps. IRS-compliant. Zero cost to employers.
Enroll Your Employees
Employees opt in to the IRS Section 125 plan. Most choose to participate because they get better benefits at no cost to them.
Compliance Handled for You
Our IRS-compliant third-party administrator handles all the paperwork, documentation, and annual testing requirements.
Savings Appear in Payroll
Starting with your first payroll cycle, your FICA tax liability is reduced. Savings are automatic — no ongoing work on your part.
Download the Ignite Health Employer Guide
The complete guide to IRS Section 125 FICA reduction — how it works, who qualifies, and how to implement it this quarter.
Ready to Stop Overpaying FICA Taxes?
Rodney Cummings will walk you through a free business analysis — no cost, no obligation, no pushy sales pitch.