Medicare 101: Everything You Need to Know Before You Turn 65
A free 45-minute masterclass with Rodney Cummings, Licensed Medicare Advisor serving 26 states.
Video Coming Soon
The replay will appear here once the webinar has been recorded. Check back soon, or schedule a 1-on-1 consultation below.
🎁 Your Free Bonus Guide is Ready
Medicare Made Simple: Your 2026 National Guide — download now
Webinar Highlights
5 Key Takeaways From This Webinar
Original Medicare Has Gaps
Medicare doesn't cover dental, vision, hearing, or long-term care. Medigap or Advantage plans fill different parts of that gap — and neither is right for everyone.
Advantage vs. Supplement Is a Life Decision
Advantage has lower premiums but higher risk. Supplement has higher premiums but maximum freedom and predictability. Choose based on your health, not your neighbor's choice.
Missing Enrollment Costs You Forever
Late Part B enrollment means a permanent 10% penalty for every year you missed — for the rest of your life. Know your 7-month enrollment window before it opens.
Your Income Affects Your Medicare Premium
IRMAA surcharges can add up to $419/month to your Part B cost. Income planning before 65 can legally reduce or eliminate these surcharges.
Social Security Timing Can Be Worth $100K+
The right Social Security claiming strategy for a couple can be worth $100,000 to $300,000 in lifetime benefits. Don't claim without a professional analysis.
One Advisor, All 8 Services
Medicare, Social Security, life insurance, estate planning, and more — all at Legacy Wealth Services. One advisor who sees the full picture of your retirement.
Your Free Consultation Is Waiting
No cost, no obligation. Just clear, honest Medicare guidance from an advisor who puts your interests first — available in 26 states.