Medicare Guidance

Finally, Simple Medicare
Answers for Your Unique Needs

Get personalized Medicare guidance tailored to you — without feeling overwhelmed. We compare dozens of carriers so you keep the doctors you love at a price that fits your budget.

Medicare Options

Understanding Your Medicare Options

Medicare isn't one-size-fits-all. We help you understand the difference and choose the right path.

Part C

Medicare Advantage Plans

Medicare Advantage (Part C) bundles your hospital, medical, and often drug coverage into one plan from a private insurer. Many plans include dental, vision, and hearing with $0 monthly premiums. We compare dozens of carriers to find the right network and benefits for your specific needs and doctors.

  • $0 or low monthly premiums available
  • Bundled prescription drug coverage
  • Extra benefits: dental, vision, hearing
  • Works with network doctors & hospitals
Medigap

Medicare Supplement Plans

Medicare Supplements (Medigap) fill the gaps in Original Medicare — covering copays, coinsurance, and deductibles that Original Medicare leaves behind. If you travel frequently or want the freedom to see any doctor who accepts Medicare without referrals, a Supplement plan may be the right fit.

  • See any Medicare-accepting doctor
  • Predictable, low out-of-pocket costs
  • Great for frequent travelers
  • No network restrictions nationally
Part D

Prescription Drug Plans (Part D)

The right Part D plan can save you hundreds per year on your medications. We run your specific drug list through every available plan to find the lowest total cost — not just the lowest premium. Avoid the late enrollment penalty and pick a plan that covers your pharmacy and all your medications.

  • Run against your actual medication list
  • Compare all available carriers
  • Avoid late enrollment penalties
  • Annual review as your needs change
Ancillary

Dental, Vision & Hearing Plans

Original Medicare doesn't cover routine dental, vision, or hearing. We help you find standalone ancillary plans that fill these crucial gaps — whether bundled into your Medicare Advantage plan or purchased separately. Keep your teeth, eyes, and ears healthy without surprise bills.

  • Standalone dental & vision options
  • Hearing aid coverage plans
  • Bundled into many Advantage plans
  • Multiple carriers compared for you

Why Choose Legacy Wealth Services?

01

Personalized Recommendations

No two Medicare situations are alike. We build a plan around your specific doctors, medications, budget, and preferences — not a national template.

02

Local Expertise

We know Oregon's Medicare landscape. We know which plans have the best local networks, and we keep up with annual changes so you don't have to.

03

Comprehensive Plan Reviews

We review your plan every year during open enrollment to ensure you're still in the best plan. Your life changes — your coverage should too.

04

Peace of Mind

We work for you, not the insurance companies. As independent agents, we can place you with any carrier — so our only loyalty is to your best interest.

In Your Consultation

Here's What You'll
Walk Away Knowing

  • How to navigate Medicare enrollment confidently — even if you have no prior experience
  • The real reason trying to figure this out alone is the worst way to avoid costly mistakes
  • How to gain 100% clarity on your plan without confusion, doubt, or stress
  • Insider tips to keep seeing your preferred doctors and specialists after enrollment
  • What an independent licensed insurance agent can do for you that no one else can

Ready to Get Clear on Medicare?

A 20-minute call can save you hundreds per year and years of confusion. No obligation, ever.

Oregon License #18847712 · No-pressure, no-obligation consultation

Get Your Free Medicare Review

Fill out the short form below and Rodney will be in touch within one business day.

Your information is kept confidential. No spam, ever.

Medicare Disclosure: We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or call 1-800-MEDICARE (1-800-633-4227), TTY users 1-877-486-2048, 24 hours a day / 7 days a week to get information on all of your options.

Stay Informed on Medicare & Retirement

Quarterly updates on Medicare changes, Social Security strategies, and financial planning insights — curated by Rodney.