Every Solution.
One Trusted Advisor.
Medicare Planning
Turning 65 is one of the most important financial milestones of your life — and Medicare is more complicated than most people realize. With dozens of plan types across hundreds of carriers, making the wrong choice can cost you thousands and mean losing access to your preferred doctors.
We simplify the process completely. We compare Medicare Advantage plans, Supplements (Medigap), and Part D prescription drug plans across a wide range of carriers — then recommend the plan that fits your budget, your doctors, and your medications perfectly.
We offer:
- Medicare Advantage (Part C)
- Medicare Supplement / Medigap
- Part D Prescription Drug Plans
- Dental, Vision & Hearing ancillary plans
- Annual plan review & re-enrollment support
Is Medicare the Right Fit?
You may benefit from a Medicare review if you are:
- Approaching age 65 (turning 65 within 3 months)
- Already on Medicare but unsure if your plan is still the best fit
- Paying high premiums and wondering if you can save money
- Unhappy with your current network of doctors
- Confused about Original Medicare vs. Advantage vs. Supplement
Insurance & Life Planning
Whether you need to protect your family from the unexpected, leave a legacy behind, or build tax-advantaged retirement income, we offer the full spectrum of life and insurance solutions from a diverse portfolio of top-rated carriers.
Products we offer:
Who This Is For
- Families wanting protection if the unexpected happens
- Retirees looking to leave a tax-free inheritance
- Savers wanting market growth without market risk
- Anyone seeking guaranteed income in retirement
- Business owners needing key-person or buy-sell coverage
FICA Contribution Reduction
Most small business owners don't realize they're leaving $40,000–$80,000 or more on the table every year in unnecessary FICA payroll taxes. Our Ignite Health program is an IRS-compliant strategy that legally and significantly reduces your FICA obligations — putting real money back in your business.
This isn't a loophole or a gray-area tactic. It's a proven, fully compliant structure used by thousands of businesses nationwide. The typical business with 5–50 employees saves between $40,000 and $80,000+ annually.
Could Your Business Qualify?
- You employ 5 or more W-2 employees
- Your business has been operating for at least 1 year
- You pay employer-side FICA / payroll taxes
- You're open to a free, no-obligation assessment
Free business assessment · No commitment required · Powered by IgniteHealth.com
Estate Planning
Your legacy matters. Estate planning ensures your wishes are honored, your family is protected, and your assets go where you want them to — without lengthy court processes or unnecessary taxes.
We partner with Trust & Will to deliver simple, affordable, and attorney-approved estate planning documents — all from the comfort of your home.
"Every family deserves a plan — not just the wealthy."
Estate planning isn't just for the ultra-wealthy. If you own a home, have savings, or want to protect your family from a difficult probate process — you need a plan. Our partnership with Trust & Will makes attorney-approved documents accessible to everyone.
- ✗ State law dictates who inherits your assets
- ✗ Probate can take 1–2+ years and cost thousands
- ✗ Your healthcare wishes may not be honored
- ✗ Family conflicts become more likely
Sell Your Life Insurance Policy
Did you know that if you own a life insurance policy you no longer need, you may be able to sell it on the secondary market for significantly more than the cash surrender value? This is called a life settlement — and it's often the best option for policyholders who would otherwise let a policy lapse.
We work with qualified buyers to evaluate your policy and find the highest possible settlement amount — turning an unwanted asset into real retirement income.
- Typically 4–8× the cash surrender value
- Policy must generally be $100,000+ face value
- Best candidates are age 65+ with health changes
- Works on term, universal, and whole life policies
- Free, no-obligation policy evaluation
Could You Qualify?
You may be a good candidate for a life settlement if you:
- Own a policy with a face value of $100,000 or more
- Are age 65 or older (or have experienced health changes)
- No longer need the coverage or can't afford the premiums
- Would otherwise let the policy lapse or surrender it for cash value
Group Health & Dental
Comprehensive small business health and dental plans from multiple carriers. Attract and retain great employees while keeping your benefits costs predictable. We compare plans across carriers to find the best coverage at the right price for your team.
- Group medical, dental & vision plans
- Multiple carriers compared
- Self-funded and fully-insured options
- Ancillary benefits: life, disability, FSA
Remote Care Solutions
Telehealth solutions for doctors, clinics, and hospitals looking to expand patient access and improve care outcomes. Powered by RemoteCareToday.com — connecting patients with the care they need from anywhere.
- Remote patient monitoring (RPM)
- Chronic care management solutions
- Telehealth platform integration
- For doctors, clinics & hospital systems
Not Sure Where to Start?
A free 20-minute consultation with Rodney will clarify exactly which services apply to your situation — and what to do first.
Social Security Optimization
Claiming Social Security at the wrong time could cost you $100,000 or more in lifetime benefits. Most Americans claim too early — often because no one ran the numbers for them. Our RSSA (Retirement Income and Social Security Analysis) does exactly that.
We analyze your complete earnings history, anticipated health needs, spouse's benefit options, and retirement income picture to identify the optimal claiming strategy. Whether it's a spousal coordination approach or a delayed benefit strategy, we make sure you maximize what you've earned.
- Personalized claiming strategy analysis
- Spousal and survivor benefit coordination
- Break-even analysis (early vs. delayed)
- Integration with your complete retirement income picture
- Best for Americans ages 61–70 planning ahead
Request My Social Security AnalysisThe Stakes Are High
The difference between claiming at 62 vs. 70 can exceed $100,000 in lifetime benefits for many Americans. Social Security is complex — and the government won't tell you the optimal time to claim.